Association of Insolvency & Restructuring Advisors

Financial Analyst - Loan Officer and Underwriter

Diversity Focus
Maryland Environmental Service
Millersville, Maryland, United States
3 days ago

Description

Maryland Environmental Service has an opening for two Financial Analyst – Loan Officer positions, and one Financial Analyst - Loan Underwriter position within our Technical and Environmental Services Division at our Headquarters facility in Millersville, MD. These positions will assist Maryland Department of Emergency Management (MDEM) in the administration of the Resilient Maryland Revolving Loan Fund. The administration support provided on behalf of this fund will be in the form of a Loan Officer or Underwriter.

The ideal candidate for the Loan Officer will coordinate the evaluation of local jurisdiction and eligible applicant documentation to develop, modify or reject loan applications. This position develops and gives professional presentations to staff, state agencies, local governments, and other stakeholder groups in support of the development of potential loan applications. It is anticipated the ideal candidate will possess excellent written and oral skills to facilitate and maintain long term relationships with loan recipients for any necessary modifications to loan terms. It is anticipated this position will communicate frequently with loan applicants to explain deficiencies to applications, explain loan contract provisions and obtain signatures for approval. This position will also work with preparing and submitting accurate loan files in a timely manner to the MDEM Resilience Specialist and Fiscal Services Chief, whom will be providing day-to-day tasks to be completed. This position may be required to report on site at MDEM facilities, on an as-needed frequency.

The ideal candidate for the Underwriter will analyze financial data related to loan requests. This ideal candidate will perform risk assessments on potential loan recipients based on determined factors, and record loan denials. It is anticipated this position will monitor and report noncompliance loan recipients with loan covenants. The ideal candidate will possess excellent written and oral skills to assist with technical underwriting issues, answer questions and development and implementation of underwriting policies or procedures. This position will work closely with the other members of the Resiliency Revolving Loan fund team to evaluate loan documents to ensure accuracy and completeness. This position will report the MDEM Resilience Specialist and Fiscal Services Chief for day-to-day tasks. This position may be required to report on site at MDEM facilities, on an as-needed frequency.

Minimum Requirements:

Bachelor’s Degree in Accounting, Finance, or Business Administration from an accredited college or university plus 4 years of accounting experience which includes working with computerized accounting systems. Experience in loan administration is preferred.

Graduate level Accounting, Finance, or Business Administration degree or CPA may be substituted for two years’ experience 

Specific Skills and Knowledge Required:

  • Proficiency with writing technical loan and financial documents

  • Knowledge of accounting and loan principles and procedures

  • Possess strong interpersonal skills

  • Proficiency with writing technical documents

  • Knowledge of accounting and underwriting principles and procedures

This position will be open until filled.

Estimated Pay Range:

$53,011.31 - $92,769.49

MES believes our employees are our greatest asset. We offer a competitive salary and comprehensive benefits package including: Generous 401k match, health insurance, considerable financial assistance towards continuing education, paid vacation, personal, and sick leave as well as life and disability coverage. Maryland Environmental Service is an Equal Opportunity Employer. Applicants must be currently authorized to work in the United States on a full time basis. MES does not participate in programs which require sponsorship for work visas.



Job Information

  • Job ID: 64056201
  • Location:
    Millersville, Maryland, United States
  • Position Title: Financial Analyst - Loan Officer and Underwriter
  • Company Name For Job: Maryland Environmental Service
  • Industry: Finance
  • Job Function: Analyst
  • Job Type: Full-Time
  • Job Duration: Indefinite
  • Min Education: BA/BS/Undergraduate
  • Min Experience: 3-5 Years
  • Salary: $53,011.00 - $92,769.00 (Yearly Salary)

Please refer to the company's website or job descriptions to learn more about them.

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